Welcome to the Atlas Master Trust.

The current events in Ukraine are clearly very troubling. Outside of the significant issues affecting the people in the area, we appreciate that you may also be concerned about reports on market turbulence as a result of the Russia-Ukraine conflict and how this might affect the value of your pension account. Although there have been some ups and downs over the last few weeks your pension account and the underlying investments continue to be managed as normal. The Trustees of the Atlas Master Trust, with their advisers, believe that the best way to manage the risks of unexpected events such as this is to be invested across the world in a diverse range of assets. As a result only a very small proportion of the Trustís funds are invested in Russia. Pension saving is all about investing over the long term and so itís important not to react to short term market movements. Further information about investing can be found in your investment guide which can be found in the library section on the member portal.