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At the 2023 Budget, the Government announced that the Lifetime Allowance would be abolished from 2024/25 onwards. For 2023/24, the Lifetime Allowance is still in place and some benefits are still restricted by Lifetime Allowance availability. However, the Government has removed any Lifetime Allowance charges for the 2023/24 tax year. This means benefits in excess of the Lifetime Allowance will usually be subject to income tax at marginal rate. Your member portal has yet to be updated for theThe Retirement Planner is currently under maintenance and should not be relied upon. It will be updated shortly to reflect the new pensions tax changes.
If you are invested in the Default or Alternative Investment Option, with effect from 25 November 2022, the charges you pay have been reduced from 0.25% to 0.17% pa (TER). Full details of the new fund charges are shown in your member booklet found in the ‘Scheme Information’ area of your account.
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