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At the 2023 Budget, the Government announced that the Lifetime Allowance would be abolished from 2024/25 onwards. For 2023/24, the Lifetime Allowance is still in place and some benefits are still restricted by Lifetime Allowance availability. However, the Government has removed any Lifetime Allowance charges for the 2023/24 tax year. This means benefits in excess of the Lifetime Allowance will usually be subject to income tax at marginal rate. Your member portal has yet to be updated for these changes to the Lifetime Allowance.

The Retirement Planner is currently under maintenance and should not be relied upon. It will be updated shortly to reflect the new pensions tax changes.

You may have seen in the news that Capita, who provide our administration services, have recently experienced a cyber incident. Capita informed us that they took steps to isolate and contain the issue.

Capita have worked closely and at speed with specialist advisers and forensic experts in investigating the incident. As a result of their detailed investigations, Capita have identified that files containing Hanson Pension Schemes data have been identified on an affected server from which data was exfiltrated as a result of the cyber incident.

Capita has been in regular contact with all relevant authorities, including the Information Commissioner's Office, The Pensions Regulator, The Financial Conduct Authority and the National Cyber Security Centre.

We take the responsibility of protecting members' personal data very seriously. We are working closely with Capita in respect of their ongoing investigations and we will provide more information or advice as it becomes available.

Furthermore, we want to reassure you that your pension remains secure.

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